Stop Rejecting Hard to Screen Applicants - how to catch fraudsters and increase occupancy

Property managers face an impossible choice every day: fill units quickly or screen tenants thoroughly. Most assume you can't do both—that better screening means more friction, fewer approved applications, and empty units.

We disagree.

At Two Dots, we've helped institutional multifamily properties prove this assumption wrong. You can increase occupancy and improve tenant quality at the same time. Here's how.

The Screening Challenge Has Never Been Harder

Today's rental applicants don't fit yesterday's screening models. More people work gig jobs, freelance, or run their own businesses. Traditional income verification breaks down when someone's paycheck comes from Uber, Etsy, and a part-time job.

Meanwhile, fraudsters have gotten smarter. They create convincing fake documents and exploit system weaknesses that manual processes can't catch.

Why Adding More Tools Makes Things Worse

Most property managers respond by layering on more fraud prevention systems. The result? A screening process that's slow, complicated, and frustrating for everyone involved.

These additional systems typically:

• Add 1-2 hours of work per application for leasing staff
• Delay approvals by 24-36 hours
• Overwhelm site teams who may ignore fraud warnings
• Lead to incorrect denials of qualified applicants (hello, fair housing lawsuits)

Consider this common scenario: How does a busy leasing agent tell the difference between a recent immigrant with no SSN and a fraudster pretending to have no credit history? Both situations look identical in most systems, but require completely different responses.

A Better Way: AI That Actually Works

Two Dots takes a fundamentally different approach. Instead of giving your team more tools to manage, we become your AI-powered screening department.

Our platform automatically:

• Verifies complex income sources (including gig work and self-employment)
• Detects sophisticated fraud attempts
• Provides real-time guidance to applicants on what they need for approval
• Handles edge cases that would normally require manual review

The key difference? While most competitors sell you software that your team has to learn and manage, Two Dots provides a complete service. Your leasing staff focuses on what they do best—leasing apartments—while our AI handles the complex screening work.

Built for Compliance and Accuracy

As a licensed Consumer Reporting Agency (like TransUnion and Experian), Two Dots is legally required to deliver accurate, compliant results. This isn't just about avoiding lawsuits—it's about making better leasing decisions with confidence.

Real Results from Real Properties

BH Management saw their occupancy increase by nearly 2% over two years while cutting bad debt by more than 65%. Properties using Two Dots typically generate an additional $300 per unit per year in Net Operating Income.

These aren't theoretical benefits—they're measurable improvements to your bottom line.

The Bottom Line

You shouldn't have to choose between filling units and screening tenants well. With the right technology, you can do both better than you ever thought possible.

Ready to see how Two Dots can transform your screening process? Let's talk.

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